NOTICE OF FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain …

NOTICE OF FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by Charles W. Yates, Sr. (collectively referred to as "Mortgagor") to United Bank ("Mortgagee"), on July 30, 2008, said Mortgage being recorded in the Office of the Judge of Probate of Baldwin County, Alabama, in Instrument 1130215, O'Hara Watkins, LLC, as counsel for Mortgagee and under and by virtue of the power of sale contained in said Mortgage, will, on December 7, 2018, sell at public outcry to the highest bidder for cash, in front of the main entrance to the Baldwin County Courthouse, in Bay Minette, during the legal hours of sale, the following described real estate situated in Baldwin County, Alabama, to wit: Lot 552 and 553, Spanish Cove Subdivision, as recorded in Map Book 9, Pages 34-39, probate records, Baldwin County, Alabama. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. This property will be sold on an "as is, where is" basis, without warranty or recourse, express or implied, as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender a non-refundable deposit of 5,000.00 in certified funds made payable to O'Hara Watkins, LLC at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day at the law office of O'Hara Watkins, LLC at the address indicated below. The Mortgagee reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. By: Jason R. Watkins Attorney for Mortgagee O'HARA WATKINS, LLC 1307 Main Street Daphne, AL 36526 (251) 414-7779 November 9-16-23, 2018

Posted 11/15/2018