Bay Minette Elementary School fourth graders were visited by Wells Fargo Personal Banker Cynthia Powell recently for a lesson in responsibility and banking. Ms. Powell read the book “Brody Borrows Money” by Lisa Bullard. The students learned that borrowing money means taking personal responsibility and making good decisions. The students learned the meaning of banking terms like credit, interest, income, debt, and rate. Students also learned that it is not too early for them to think about how they use and save money. Great advice for young and old.